Free Kasasa Saver®

Grow your savings effortlessly.

Link free Kasasa Saver® to your free Kasasa® checking. When you earn cash rewards in Kasasa Cash® or Kasasa Cash Back®, those earnings go into Kasasa Saver. Plus, you’ll earn up to 0.75% APY!*

Benefits

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Earn 0.75% APY* on Kasasa Saver daily balances up to and including $50,000 and
  • 0.75% to 0.25% APY* on balances over $50,000 depending on the account’s daily balance when you meet your qualifications in your Kasasa Cash or Kasasa Cash Back
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • E-Statements
  • Express Telephone Banking available
  • Internet Banking
  • $25 minimum deposit to open

Earning your rewards is easy.

To qualify for the Kasasa Saver higher interest rate, the following enrollments must be in place and all transactions and activities must post and settle to your linked Kasasa Cash or linked Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking AT LEAST ONCE

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate*.

*See Kasasa Saver® disclosures and account representative for details. Kasasa and Kasasa Saver are trademarks of Kasasa, LTD., registered in the U.S.A.

QUALIFICATION INFORMATION.

To qualify for the Kasasa Saver higher interest rate, the following enrollments must be in place and all transactions and activities must post and settle to your linked Kasasa Cash or linked Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Debit Cards: 12 transactions that can be either PIN-based or signature-based debit card purchases.
  • Online Banking: Be enrolled in and log into online banking at least once per Monthly Qualification Cycle.
  • E-Statements: Be enrolled in and have agreed to receive e-statements rather than paper statements.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.

"Monthly Qualification Cycle" means a period beginning the 15th of the month (or preceding business day) through the 14th of the next month (or preceding business day).

“Business Day” means every day except Saturdays, Sundays, and federal holidays.

"Statement Cycle" means the period of time for which County Bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

REWARD INFORMATION.

When your linked Kasasa Cash or linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an interest rate of 0.75% resulting in an annual percentage yield of 0.75%. Minimum daily balance to obtain the annual percentage yield is $0.01. Daily balances over $50,000 earn an interest rate of 0.25% on the portion of the daily balance over $50,000, resulting in an annual percentage yield that will range from 0.75% to 0.25%, depending on the Kasasa Saver account's daily balance.

Interest will be credited to your Kasasa Saver account every month.

When your linked Kasasa Cash or linked Kasasa Cash Back account qualifications are not met during a Monthly Qualification Cycle, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Minimum daily balance to obtain the annual percentage yield is $0.01. The annual percentage yield percentage you receive may be slightly higher due to various core processor limitations that result in the higher qualifying interest rates being applied to the daily account balance on the last day of the statement cycle and the non-qualifying interest rate of 0.05% being applied to the entire daily account balance for all other days within the statement cycle.

If Kasasa Cash or Kasasa Cash Back is linked to Kasasa Saver, the following also applies:

Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements, are automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments earned in your Kasasa Cash Back account, along with any nationwide ATM withdrawal fee reimbursements, will be credited to your Kasasa Saver account every month.

NOTE: Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

Annual Percentage Yield is accurate as of 04/28/2023. To obtain the current rate(s) and annual percentage yield information, please call (302) 226-9800.

Rewards’ Additional Information. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Qualifications and rewards may vary by account. $25 minimum deposit is required to open a Kasasa Cash or Kasasa Cash Back account. $25 minimum deposit is required to open a Kasasa Saver account.

Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account’s qualifications. Limit of 1 account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no account monthly maintenance fees on Kasasa Cash, Kasasa Cash Back, and Kasasa Saver products. County Bank may discontinue these Kasasa account products at any time. If account products are discontinued, the fees, rates and rewards are subject to change.

Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.